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Don't let your new baby break the bank

Reported by: Sara Noel
Email: sara@frugalvillage.com
Last Update: 10/21/2009 8:42 am
DEAR SARA: I just found out that I'm pregnant, and I want to be prepared for baby expenses. I don't see the need to spend a lot of money, but it's difficult to pinpoint where frugality stops and excess begins. It's such an exciting time. Can you offer a few frugal baby tips? -- Rachel, e-mail

DEAR RACHEL: Congratulations! There are many decisions to make when it comes to baby supplies and baby gear.
One thing I would not be frugal on is safety, so keep that in mind when buying products. I don't recommend buying a secondhand car seat unless you know it has not been compromised. If you purchase secondhand gear such as highchairs, toys and playpens, be sure to check for manufacturer recalls. You can find that information on the U.S. Consumer Product and Safety Commission's Web site at www.cpsc.gov.
  • DIAPERING: Consider using cloth diapers. They're not for everyone, but they have Velcro enclosures now that make them fairly convenient. Liners make changing much easier. If you opt for disposable diapers, register on manufacturer lists to receive coupons (these are often available at your doctor's office) and ask around for diaper coupons. You can make homemade baby wipes by cutting a roll of heavy-duty paper towels in half (or your own cloth wipes by using flannel and sherpa or baby washcloths) and adding 2 cups of water, 2 tablespoons of baby oil and baby wash.

  • CLOTHING: Ask around, and see whether anyone has any baby clothes they don't need. You can save a lot of money if you're willing to clothe your baby in secondhand garments from friends, thrift stores, consignment shops and garage sales. Babies grow quickly, so be practical when it comes to newborns. For example, sleepers instead of fancy outfits would be money spent wisely. Remember that newborns don't need shoes. That's a want, not a need. Clothing options are even greater online, where you can swap clothes and buy new and used clothes inexpensively at places such as Freecycle.com, eBay.com, swaphandmedowns.com and swapthing.com.

    Once your baby has outgrown the clothes, you can swap or resell them. Stay organized, and make a list of basic nursery necessities to prevent impulsive purchases. 
     
  • FEEDING: Consider breast-feeding instead of bottle-feeding. If you prefer to bottle-feed, be sure to register with the formula company for free samples or ask your obstetrician for samples. You can also make your own baby food. I recommend the book "Super Baby Food" by Ruth Yaron (F.J. Roberts, 1998). If you plan to buy baby food, use coupons to lower the cost. 
     
  • UNECESSARY ITEMS: It's easy to splurge on baby items. If you want to stay on budget, don't forget that some items just aren't necessary. You don't need a wipes warmer, Diaper Genie, tons of baby toys, baby detergent or even a changing table, if you think about it. However, only you can decide what you don't want to live without.

Sara Noel is the owner of Frugal Village (www.frugalvillage.com), a Web site that offers practical, money-saving strategies for everyday living. To send tips, comments or questions, write to Sara Noel, c/o United Media, 200 Madison Ave., 4th Floor, New York, NY 10016, or e-mail sara@frugalvillage.com.


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