HIGHLAND HEIGHTS, Ky. – Northern Kentucky University professors Dr. Kimberly Code, associate professor in the College of Education and Human Services, and Dr. Gary Clayton, professor and chair of economics and finance in the Haile College of Business, have won the Institute for Financial Literacy’s 2009 Excellence In Financial Literacy Education (EIFLE) Award for Curriculum of the Year with their "Pathways to Home Ownership: a Web-Based Curriculum for High School and Adult Learners."
The EIFLE was created to acknowledge innovation and quality of financial literacy education efforts and the commitment of those that offer them. Drs. Code and Clayton will receive the award on Oct. 21, at the Institute’s annual meeting in Philadelphia, Pa.
The "Pathways to Home Ownership" project was made possible by a grant from the Kentucky Real Estate Commission. The project focuses on developing financial literacy of high school and adult learners. It provides a variety of lessons and instructional approaches that combine an understanding of basic economic concepts, financial literacy and home ownership.
Some of the topics included in the curriculum are advantages of home ownership, setting financial goals, making yourself creditworthy, how much can you borrow, finding the right home for you, understanding home mortgages, securing a home mortgage and foreclosures. The project aims to educate students and adult learners about making good economic and financial decisions.
Free copies of the curriculum are available to teachers and community agencies and there are a limited number of stipends available to teachers who implement the curriculum in their classrooms.
For more information about the curriculum, contact Kimberly Code, co-director of the NKU Program for Talent Development and Gifted Studies, at (859) 572-6685 or codek@nku.edu.
